Montana is the ninth least stressed state in the U.S., according to a new study, in large part because of financial, family and health-related factors.

Personal finance website Wallethub ranked the states based on more than 40 indicators across categories such as average number of hours worked per week, personal bankruptcy rate and average number of hours of adequate sleep by adults in the state.

“Montana is the ninth least stressed state. … it boasts short commutes and high job security,” Wallethub analysts Jill Gonzalez said. “Its residents also have high credit scores, and less than a third of adults worry about money.”