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Out of College, but Now Living in Urban Dorms. Community of the overeducated and underpaid in New York.

Kelly Frances Cook is an editorial assistant, Ivy League graduate, aspiring writer — the kind of new arrival who has long been important to the life of New York City. Young, educated and hailing from elsewhere, newcomers like Ms. Cook have historically stoked the city’s intellectual and creative fires. But, these days, how do they afford a place to live?

Ms. Cook, age 24 and from Ohio, at first could afford only a rented room in Dobbs Ferry, N.Y., for $650 a month. Then she embarked on the archetypal, hair-raising New York City apartment search: feckless would-be roommates, outlandish financial demands, an offer of a room in a building with a bullet-pocked lobby.

Jennifer Altman for The New York Times

Full Story: http://www.nytimes.com/2006/07/13/nyregion/13dorms.html?hp&ex=1152849600&en=2524650635b6679b&ei=5094&partner=homepage

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