The secret to optimizing credit card rewards? Be disloyal

November 14, 2017

"If someone comes out with a better one, or one that earns better points, I'm always a free agent," says Hegedus, a pharmacist in Orlando, Fla. He explains why he doesn't feel bound to travel loyalty programs on Your Mileage May Vary, a travel blog he co-authors with his wife. For Hegedus, being devoted to a certain credit card brand or loyalty program isn't important. But getting rewards and benefits that he values is key.

Claire Tsosie,